Use the HECM Counseling Agencies page to request a list of FHA-approved housing counseling agencies, and the counselors employed by each agency, that provide Home Equity Conversion Mortgage (HECM) counseling. These agencies, included on HUD's Housing Counseling System (HCS), have been deemed eligible by HUD to conduct HECM counseling. HUD requires that borrowers seeking a HECM loan be counseled by an approved HECM housing counselor before applying for an FHA loan. Counseling can be waived for a HECM refinance if it is determined that conditions for a waiver were met.
The HECM Counseling Agencies page allows you to request a list of housing counseling agencies that provide HECM counseling by entering one or more of the following:
|||Location (city, state, and/or zip code)|
|||Full or partial agency name|
The list provides basic agency information (e.g., Agency Name, Address, Phone, Web Site) and can be displayed by Agency Name, City, State, or Zip Code. In addition, the list enables you to view a list of counselors employed by the agency who are approved for HECM counseling.
Note: You can use HECM Counselors to obtain contact information if you have the counselor's name but do not know the agency employing the individual. HECM counselors may be employed by more than one agency. You may access HECM Counselors at: https://entp.hud.gov/idapp/html/hecm_cnslr_look.cfm.
On the HECM Counseling Agencies
page, specify the order of your results by selecting one of the choices
in the Sorted By drop-down list.
Results are presented in alphabetical order, A-Z, or numerical
indicated, you may enter partial information (one or more characters)
to retrieve records (agency information) that correspond with the entered
criteria, e.g., entering "P" in the City
field retrieves all agencies in cities that begin with "P."
If multiple fields allow a partial entry and partial information is
entered, all specified criteria is searched and only matching
information is retrieved/displayed.
Agency Name: Type a full or partial agency name for a list of agencies with the same or similar name.
|||City: Type a full or partial city name for a list of agencies located in a specific city or in cities with similar names.|
|||State: Select the state in which the requested agencies are located. If All States is selected, an additional requirement, such as an Agency Name, must be entered.|
|||Zip Code: Type a full or partial zip code for a list of agencies located in the same or similar zip code area.|
If no information is found based on the criteria you entered, the HECM Counseling Agencies page appears with an error message at the top of the page that states: HECM Counseling Agencies not processed due to error(s). An Error(s) Detected message at the bottom of the page states: No records matched your selection criteria. See Correcting Errors.
If there is an error, the HECM
Counseling Agencies page appears with
an error message at the top of the page that states: HECM Counseling
Agencies not processed due to error(s). An Error(s)
Detected message at
the bottom of the page describes the error. See Correcting
The HECM Counseling Agencies List page appears if one or more agencies match the information you entered. There may be several pages of agencies from which to choose.
To select a HECM Counseling Agency and view details:
Requesting Another HECM Counseling Agencies List
Modify the previously entered selection(s).
Must Enter at Least One Selection
The Error(s) Detected message informs you that at least one specific requirement, e.g., State, Agency Name, must be entered before your request can be processed.
No Records Match Selection Criteria
The Error(s) Detected
message informs you that no agency is found based on your previously entered
search criteria, e.g., State, Agency
HECM Counseling Agencies - Field Descriptions
HECM Counseling Agencies List - Field Descriptions
HECM Counseling Agency Detail - Field Descriptions
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