System Detects Severe Case Warning
 
  When an authorized LI lender employee attempts to endorse a case, the system checks for conditions that constitute a severe (i.e., risk-related) case warning. A severe case warning includes any of the following conditions:  
 
Borrower(s) failed Social Security Number validation  
 
A record was found in CAIVRS for the borrower(s) (i.e., Credit Alert Sanction)  
 
An LI deficiency exists  
  LI lenders are required to submit a case binder when a severe case warning is issued for the case. If a severe case warning is detected, the binder is requested and messages appear on the Insurance Application Update page.  
 
Insurance Application Update page with severe case warning
  
  Note: A message is also displayed on this page when the binder is received by the HOC.  
   
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