FHA Mortgage Limits

Welcome to the FHA Mortgage Limits page. This page allows you to look up the FHA or GSE mortgage limits for one or more areas, and list them by state, county, or Metropolitan Statistical Area. The results page will also include a Median Sale Price value for each jurisdiction. Those are the median price estimates used for loan limit determination. They are for the high-price county within each defined metropolitan area, and for the high-price year starting with 2008 and ending in the year just prior to the effective year of the loan limits. These median prices only directly determine the actual (1-unit) loan limits when the calculated limit (115% of the median price) is between the national ceiling and floor values for the loan limits. Limits for multiple-unit properties are fixed multiples of the 1-unit limits. The full set of county-level median price estimates for the year just prior to the loan-limits year are available in the downloadable mortgage limits dataset accessible via the link found at the bottom of this page.

Detailed help is available, or send questions to the Single Family Administrator.
 
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You may download the mortgage limits data and it's file description using the File Layouts Page

Please Note: Mortgagee Letter 2009-07 replaces the HECM limits described in Mortgagee Letter 2008-35. It also replaces Forward Limits described in Mortgagee Letter 2008-36.

 

U.S. Department of Housing and Urban Development
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