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The Federal Housing Administration (FHA) sets limits on FHA mortgage loan amounts that HUD will insure. Limits are set for both FHA-insured traditional forward loans and FHA-insured Home Equity Conversion Mortgage (HECM) reverse loans. Limits set by Fannie Mae/Freddie Mac conventional loans are also available. To view or download current mortgage limit information:
Requesting an FHA Mortgage Limits List
 On the FHA Mortgage Limits  page, specify 
      the display order of your results by selecting one of the choices in the 
      Sorted By drop-down list.  Results 
      are presented in alphabetical order, A-Z, or numerical order, 0-9. 
      
  
Note: Where indicated, you may enter partial information 
      (one or more characters) to retrieve records (FHA mortgage limits lists) 
      that correspond with the entered criteria, e.g., entering "P" 
      in the County 
      field retrieves all FHA mortgage limits information for counties with names 
      beginning with "P." If multiple fields allow a partial entry and 
      partial information is entered, all specified criteria is searched and only 
      matching information is retrieved/displayed.
      
    
|  | State: Select a state from the drop-down list. If All States is selected, an additional requirement such as County must be entered. | 
|  | County: Type a full or partial county name. | 
|  | County Code: Type a full or partial three-digit county code. | 
|  | MSA Name: Type the full or partial name of a specific Core Based Statistical Area (CBSA), i.e., Metropolitan Statistical Area (MSA), Micropolitan Statistical Area(Micro), or Metropolitan Division. Type Non-metro for high cost non-urban areas that are not part of a CBSA. | 
|  | MSA Code: Type the five-digit code for the Core Based Statistical Area (CBSA), i.e., Metropolitan Statistical Area (MSA), Micropolitan Statistical Area (Micro), or Metropolitan Division. Use 99999 for high cost non-urban areas that are not part of a CBSA. | 
-or-
If no information is found based on the criteria you entered, the FHA 
      Mortgage Limits  page appears with an error message at the top of 
      the page that states:  Mortgage Limits not processed due to error(s). 
      The selection criteria you entered are listed and an Error(s) 
      Detected message at the bottom of the page states: No records 
      matched your criteria. See Correcting Search Errors.
    
-or-
If there is an error, the FHA Mortgage Limits 
      page appears with an error message 
      at the top of the page that states: Mortgage Limits not processed due 
      to error(s). The selection criteria you entered are listed and an Error(s) 
      Detected message at the bottom of the page 
      describes the error. See Correcting Search Errors.
    
Requesting Another FHA Mortgage Limits List
-or-
    
Review the information on the FHA 
  Mortgage Limits page, specifically noting the 
  Error(s) Detected 
  message. 
Downloading a Mortgage Limits List
You can view and/or download (save) a file of all current FHA Forward or FHA HECM mortgage limits, as well as the corresponding file layout/description.
See Also
FHA Mortgage Limits Page - Field Descriptions
FHA Mortgage Limits List Page - Field Descriptions