Registration is required to use the FHA Connection. The registration procedure varies according to the role performed or the access needed. The FHA Connection is the key system used by:

• FHA-approved Lenders who process FHA-insured loans and access the FHA Connection as either:
  • Standard Users - all users (except 1-2 persons per lending organization who serve as Application Coordinators authorizing and assisting Standard Users with FHA Connection access). Standard Users:
    • Register via the Standard User Registration form on the About the FHA Connection page.
    • Can find more information in Registering a User.
• Application Coordinators - administer FHA Connection access for their lending organization. At least one Application Coordinator must be established in order to register the organization's Standard Users. Application Coordinators:
  • Register using the Application Coordinator Registration form on the About the FHA Connection page.
  • Can find more information in Registering a User and Authorizing Users.

Other accesses and registration procedures are as follows:

• CAIVRS defaulted Federal debtors database access for prescreening borrowers is available to FHA-approved lenders, non-FHA-approved lenders, and participating Federal agency employees:
  • FHA-approved lenders register to use and access CAIVRS via the FHA Connection.
  • Non-FHA-approved lenders and participating Federal agency employees use the CAIVRS web site.
• FHA-approved Appraisers who participate in HUD's Appraiser Review process must:
  • Be listed on the FHA Appraiser Roster. It is recommended that appraisers check the roster to verify that information.
  • Complete the Appraiser Registration form.
• FHA Subsidiary Ledger (FHASL) business partners who support HUD's financial and other internal management processes use the FHASL online registration form.
• Independent Users (Auditor or Independent Public Accountant) who support the annual FHA-approved lender audit:
  • Register for online access to HUD's Lender Assessment Subsystem (LASS) using the Independent User Registration form.
  • Can find more information in Registering an Independent User.
• Service Bureaus processing monthly mortgage insurance premiums for FHA-approved lenders who use the FHA Connection to view monthly premium reports:
  • Standard Users - all users (except 1-2 persons per Service Bureau who serve as Application Coordinators authorizing and assisting Standard Users with FHA Connection access). Standard Users:
    • Register via the Standard User Registration form on the About the FHA Connection page.
    • Can find more information in Registering a User.
  • Application Coordinators - administer FHA Connection access for their Service Bureau. At least one Application Coordinator must be established in order to register the organization's standard users. Application Coordinators:
    • Register using the Application Coordinator Registration form on the About the FHA Connection page.
    • Can find more information in Registering a User and Authorizing Users.
• Underwriter Review Contractors who evaluate the underwriters employed by FHA-approved direct endorsement lenders. Users are either Standard Users (most users) or Application Coordinators (1-2 persons per contractor organization who authorize and assist Standard Users with FHA Connection access). All Underwriter Review Contractors register using the Underwriter Review System (URS) Registration form.

For detailed registration guidelines, see About the FHA Connection: Registering to Use the FHA Connection.