WARNING

Pending Borrower Validation

Borrower identification information that was previously added or corrected is being validated against government records. The next business day, use Holds Tracking on the Case Number Assignment menu to determine if borrower(s) passed or failed validation. If further processing of the case is necessary, select Other Functions near the top of the page and make a selection from the drop-down list.

Return to top

WARNING

All Borrowers Passed SSN Validation - Name, SSN or DOB Changes Will Revalidate

The name, Social Security Number (SSN), and date of birth (DOB) combination of each borrower passed validation against government records. If a borrower's name, Social Security Number, and/or date of birth are changed via Borrower/Address Change, the borrower is subject to revalidation. If further processing of the case is necessary, select Other Functions near the top of the page and make a selection from the drop-down list.

Return to top

 

WARNING

Borrower Validation Failed for Borrower(s): #n

The name, Social Security Number, and birth date combination of one or more borrowers failed validation against government records. The sequential number of the borrower that failed is provided (e.g., #2 for the second borrower listed). The case is placed on the Holds Tracking list for three to five business days. Use Holds Tracking on the Case Number Assignment menu to get further details on the validation failure. A case warning is issued and the case cannot be endorsed for FHA insurance without HOC acknowledgment of the warning. If further processing of the case is necessary, select Other Functions near the top of the page and make a selection from the drop-down list.

Return to top

ERROR

Borrower/Address Change Not Processed Due to Error(s)

Click Review Error(s) to go to the Error(s) Detected field in the Details section near the bottom of the page. An explanation of the error is provided. The field that directly relates to the error is highlighted. Add or correct the information specified in the Error(s) Detected field. Then, submit for processing again. Specific instructions for some of the errors are provided below.

• Address failed Validation: The address does not match U.S. Postal Service information. Use the Click here to resolve link to display the Validate Address pop up page. Follow the instructions for Correcting Property Address Errors.
  
  
• Address/Borrower(s) failed Validation: The address does not match U.S. Postal Service Information and one or more borrowers failed initial validation against government records. Use the Click here to resolve link to display the Validate Address pop up page. Follow the instructions for Correcting Property Address Errors and Validating the Borrower.
  
  
• Duplicate Address Please Check with HOC: A duplicate address indicates that there is an existing FHA case with the same address. The case may have been processed by your lending institution or another lender. Use Case Query on the Case Processing menu to determine the originating lender. If your lending institution is the originator, verify the property address submitted. If another lending institution is recorded as the originator, the case can be transferred by the originator or sponsor using Case Transfer on the Case Processing menu. If necessary, contact your HUD Homeownership Center (HOC).
  
  
• Valid Cities for Entered Zip or Valid Counties for Entered City: Multiple cities and/or county codes exist for the zip code entered. Enter the appropriate city or county code.

Return to top

Return to top

WARNING

Case Warning: Pending Borrower Validation

Borrower identification information that was previously added or corrected is being validated against government records. The next business day, use Holds Tracking on the Case Number Assignment menu to determine if borrower(s) passed or failed validation. If further processing of the case is necessary, select Other Functions near the top of the page and make a selection from the drop-down list.

Return to top

WARNING

Borrower/Address Change Successfully Completed Warning: Pending Borrower Validation; Check Holds Tracking Next Business Day

Borrower identification information that was added or corrected via Borrower/Address Change is being validated against government records. The next business day, use Holds Tracking on the Case Number Assignment menu to determine if borrower(s) passed or failed validation. If further processing of the case is necessary, select Other Functions near the top of the page and make a selection from the drop-down list.

Return to top

WARNING

Borrower/Address Change Successfully Completed [CAIVRS Message]

CAIVRS has found a problem with the borrower's and/or coborrower's credit history. Review the warning statement that appears below the success message. Print out the page or make a note of the changes. If further processing of the case is necessary, select Other Functions near the top of the page and make a selection from the drop-down list. Use CAIVRS Authorization on the Case Processing menu to get further details on the borrower's credit history.

Return to top

WARNING

Borrower/Address Change Successfully Completed Property Zip Code Disagrees with Condo (Subdivision) Zip Code

The property zip code entered in the Borrower/Address Change page does not match the FHA's records for the zip code of the PUD or condominium. Print out the page or make a note of the changes. Use Planned Unit Development or Condominium on the FHA Approval Lists menu to verify the zip code. If further processing of the case is necessary, select Other Functions near the top of the page and make a selection from the drop-down list.

Return to top

See Also

Borrower/Address Change - Processing

Return to top