CAIVRS Authorization - Processing
CAIVRS Authorization
is processed by lenders for all borrowers seeking an FHA insured loan. However,
it is optional for a streamline refinance case. CAIVRS
Authorization can also be used to prescreen borrowers
seeking loans through some of the other agencies (and programs) participating
in CAIVRS.
-
On the CAIVRS Authorization
page, select the type of identification for the borrower from the SSN/TIN
Indicator drop-down list in the Borrower
field.
Note: Select TIN for an Employer
Identification Number (EIN).
-
Type the borrower's ID in the SSN/TIN
Number boxes. You can use the Tab key
to go to the next box.
- Repeat steps 1-2 for each coborrower, entering
the information in the appropriate Coborrower
fields. Otherwise, be sure N/A is selected
on the SSN/TIN Indicator drop-down list for
each coborrower not included.
- Type the unique 10-character ID assigned
to the lender by the agency (and program) in the Lender
ID field. For example, for an FHA Single Family insured loan, type the
FHA ID of the Title II lender. Note: Entry of the Lender ID is optional for Department of Housing and Urban Development (HUD) personnel if the Agency is HUD - Single Family.
-or-
For the U.S. Small Business Administration (SBA) or the U.S. Department of Agriculture (USDA), type lender's nine-digit Employer Identification Number (EIN) in the Lender ID field.
- From the drop-down list in the Agency
field, select the agency (and program) through which the borrower is seeking a
loan.
Note: The lender must be authorized for the agency (and program)
selected and the Lender ID must match the selection.
- Click Send. If processing was successful, the CAIVRS Authorization Results page appears with a Success message near the top of the page stating: CAIVRS Authorization Successfully Completed. Print
the page or make a note of the information, particularly the Authorization Number.
See CAIVRS Authorization - Business Background for what to do about erroneous CAIVRS information. Note:
Each borrower can have up to ten sets of information (multiple agencies and case
numbers).
-or-
If there was an error, the CAIVRS Authorization page appears with an error message near the top of the page and an Error(s) Detected field in the Details section near the bottom of the page. Review the information in
these fields. Make the correction and process again.
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See Also
CAIVRS
Authorization - Business Background
CAIVRS
Authorization Page - Field Descriptions
CAIVRS
Authorization Results Page - Field Descriptions
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Last revised: April 6, 2020