The
field descriptions for the Case Query Results
page are listed below in alphabetical order. The fields that are displayed on the Case
Query Results page depend on the case characteristics.
Field
Description
Annual
MIP Factor
Factor used to determine
the amount of annual MIP for the case (loan). For a 203(k) case, the factor displayed depends on whether (a) Appraisal Logging was processed, (b) Insurance Application was processed, or (c) insurance endorsement has occurred.
-or-
TBD: The annual MIP factor is to be determined. The case was not processed through FHA TOTAL Scorecard or Insurance Application, or:
•
203(k) case: Appraisal Logging has not yet been processed.
•
Preclosing case: Firm Commitment has not yet been processed.
-or-
Refer to Servicing: Link to Lender Query by Case Number, which
is a Single Family Servicing menu option on the FHA Connection. The case
number and original mortgage amount are entered on the Lender
Query by Case Number page to retrieve the annual MIP factor (Premium Rate
for Periodic MIP) and other details for an endorsed (insured) case.
-or-
N/A: Not applicable to the case.
Note: This field is not provided for HECM cases.
Appraisal
Logged Date
Date
appraisal information was recorded in HUD's origination system (generally
through the FHA Connection). If more than one appraisal was required, this is the date the first appraisal
was recorded.
Appraisal Transferred?
Specifies whether the property appraisal for the case was also transferred with the case to another FHA-approved lender. Note: This field is only displayed to HUD personnel.
Appraisal Update Processing
Date
Date information on the evaluation of the property was entered in the Appraisal Update section of Appraisal Logging per Appraisal Update and/or Completion Report, Fannie Mae Form 1004D, Freddie Mac Form 422.
Appraised
Value
Appraiser's estimate of the market value of the property.
REO (PD) cases: Appraised
value "as is."
New construction
cases: Appraised value subject to completion per plans and specifications.
All other cases: Appraised value subject to any required repairs, alterations, inspections,
or conditions.
(Only applicable to cases requiring an appraisal.) If
a second appraisal was required, this is the appraised
value entered for the appraisal selected and used by the system for case processing.
Appraiser
Name
Last name, first name, and middle
initial of the appraiser. This is the assigned appraiser before the
appraisal is performed or the actual appraiser at the time of the
appraisal. If a second appraisal was required, this is the actual appraiser who performed
the appraisal selected for case processing.
Appraiser License
Identifier for the FHA-approved appraiser; includes the appraiser's state license
number preceded by the two-character state code. Example: NY123456. Alternatively,
a six-character identifier with a CH prefix provided by HUD's origination system
for an FHA-approved appraiser with unavailable state license information. This
is the assigned appraiser before the appraisal is performed or the actual appraiser at the time of the appraisal. If a second appraisal was required, this is the actual appraiser who performed
the appraisal selected for case processing.
Assignment Letter Date
Month, day, and year (mm/dd/yy) of the written Letter of Assignment transferring the case to another mortgage originator; effective date of a sponsor or agent change. Note: This field is only displayed to HUD personnel.
Binder
Status
Case binder status (or
closing package status) for an endorsed case originated by an FHA-approved lender
under the Lender Insurance (LI) program and link to binder history details.
Awaiting
Receipt: Case binder requested by the Homeownership Center (HOC) has not
been received.
-or-
Case binder was received but not accepted; must be
resubmitted.
Electronic
Binder Received: Case binder requested by the HOC was received electronically.
Paper Binder
Received: Case binder requested by the HOC was received in paper form.
Not Requested: Case binder was not requested by the HOC.
Borrower Name
Last name, first name, and middle initial of the borrower.
Case
Number Requested Date
Date an FHA case number was requested for the mortgage (for
case number requests processed before April 5, 2010).
Case Canceled Date
Date the case was canceled. Further processing of the mortgage (case) for FHA insurance was stopped.
Case Number Assigned Date
Date an FHA case number was assigned to the mortgage (for
case number requests processed on or after April 5, 2010).
Case Transfer Date
Date the case was transferred to another FHA-approved lender. Note: This field is only displayed to HUD personnel.
Case Transferred by
FHA Connection ID of the user that transferred the case. Note: This field is only displayed to HUD personnel.
Case Type
FHA classification of the case
and automated data processing code related to the section of the National
Housing Act under which mortgage insurance is requested.
Closing Date
Date of the signing of the mortgage documents and/or
the disbursement of funds necessary to consummate the loan transaction, whichever is later.
Closing Package Date
Date the closing package (case binder) received from the lender was recorded in the Computerized Homes Underwriting System (CHUMS), HUD's origination system. Note: For a lender-insured case, this is the same as the endorsement date.
Closing Package Resubmission Date
Date the resubmitted closing package (case binder) received from the lender was recorded in the Computerized Homes Underwriting System (CHUMS), HUD's origination system.
Comments Exist
Indicator specifying wheter General Comments exist for the case. Note: This field is only displayed to HUD personnel.
Eligible NBS Count
Number of eligible non-borrowing spouses for all of the borrowers (mortgagors) for a HECM case. Note: This is a spouse, as defined by the state in which the spouse and borrower reside or state of celebration (a) who is not a borrower (mortgagor) at the time of loan closing, and (b) meets the eligibility requirements for deferring the due and payable status of the HECM because of the death of the last surviving mortgagor or other event established by Mortgagee Letter 2014-07.
Endorsement Processed by
Institution
that processed the endorsement of the case (loan) for FHA insurance.
Lender: FHA-approved lender with authority to endorse its own cases.
HOC: HUD Homeownership Center.
N/A: Case is not endorsed yet or case is a Home Equity Conversion Mortgage (HECM).
Note: Only applicable
to cases of lenders participating in the Lender Insurance (LI) program that are
authorized to endorse their own cases (non-HECM cases only).
FHA Case Number
Unique 10-digit identifier assigned to the mortgage by the Federal Housing
Administration (FHA).
Final Monthly MIP Payment Date
Date the last
monthly mortgage insurance premium will be assessed. Payment is due the
first of the following month.
Firm
Comments
Firm Commitment comments entered by the HUD Homeownership Center (HOC) regarding
endorsement of the case.(Only applicable to non-endorsed cases.)
Firm
Condition Codes
Three-character code for the
Firm Commitment condition (C01-C10, F01-F99). Note: Only applicable to non-endorsed cases.
Firm
Return/Rejection Codes
Three-character code for the reason a Notice of Return
was issued for the case based on the Firm Commitment application (R1-R13); three-character
code for the reason a Notice of Rejection was issued based on the credit background
of the borrower (M01-M09).(Only applicable to non-endorsed cases.)
Indemnification
Date
Date information about an indemnification agreement between HUD and the lender was
recorded in the Computerized Homes Underwriting System (CHUMS), HUD's origination system.
Ineligible NBS Count
Number of ineligible non-borrowing spouses for all of the borrowers (mortgagors) for a HECM case. Note: This is a spouse, as defined by the state in which the spouse and borrower reside or state of celebration (a) who is not a borrower (mortgagor) at the time of loan closing, and (b) does NOT meet the eligibility requirements for deferring the due and payable status of the HECM because of the death of the last surviving mortgagor or other event established by Mortgagee Letter 2014-07.
Initial Disbursement Limit
Maximum amount that may be disbursed to the borrower and/or used for mandatory obligations, set asides, and other charges incurred with originating a HECM at:
•
loan closing and during the first 12-month disbursement period after loan closing (begins on day of loan closing and ends on the day before the anniversary date of loan closing), or
•
loan closing only for the Single Disbursement Lump SumPayment Plan.
Initial MIP Factor
Percentage used for calculating the initial (upfront) mortgage insurance premium (MIP) for a Home Equity Conversion Mortgage (HECM) case. The Maximum Claim Amount is multiplied by the MIP Factor.
Initial Principal Limit
Maximum amount, established at loan closing, the borrower may receive from the HECM before any disbursements are made. Maximum Claim Amount multiplied by the principal limit factor corresponding to the age of the youngest
borrower and expected average mortgage interest rate. Note: Only applicable to HECM cases.
Insurance Application Date
Date the user initially completed and submitted Insurance Application for the mortgage (case).
Insurance Date
User-entered date the mortgage (case) was approved for FHA insurance (endorsed).
Last
Action
Description of the most recent activity on the case.
APRSL
REQD: Case Number Assignment was processed for the mortgage and an FHA
case number assigned. Case requires an appraisal based on the information provided.
APRSR ASGN: FHA case number and appraiser have been assigned to the case. Case requires an
appraisal.
APRSR
LOG: Appraisal has been recorded in HUD's origination system.
CANCELLED: Case has been canceled at the lender's request.
CASE#
ASGN: Case Number Assignment was processed for the mortgage and an FHA
case number assigned. Case does not require an appraisal.
CC
ISSUED: Conditional Commitment package has been issued. Property is eligible
for FHA mortgage insurance.
CLSG
PACK: Closing package (case binder) information has been recorded in HUD's
origination system.
FC
ISSUED: Firm Commitment has been issued. Borrower is credit worthy and
has been approved for the mortgage. Case is ready for FHA mortgage insurance processing.
FIRM
REJECT: Application for Firm Commitment has been rejected.
INSUR APPL: Insurance application information has been entered through the FHA Connection.
Closing package (case binder) information has not been recorded in HUD's origination
system.
INSURED: Case has been endorsed for FHA mortgage insurance.
NOR: Notice of Return has been issued. Case is not endorsed for FHA mortgage insurance.
NOR RESUB: Notice of Return is in resubmission process. Closing package (case binder) information
has been recorded in HUD's origination system for a case with a prior Notice of
Return (NOR).
RCVD
FIRM: Case has been received for Firm Commitment.
Last
Action Date
Date of the most recent activity on the case.
Lender
Insurance
Indicator for determining whether
the lender is issuing mortgage insurance.
Yes: Mortgage
insurance issued by the lending institution (not currently applicable).
No: Mortgage
insurance issued by the FHA.
Loan Balance at Final MIP Date
•
For cases with a closing date after December 31, 2000 and case number assignment date before June 3, 2013 that meet the requirements of Mortgagee Letter 2000-46, this is the threshold amount that the unpaid principal balance on the mortgage must reach
to qualify for cancellation of the monthly mortgage premium assessment.
•
For all other cases, N/A (not applicable) is displayed.
Loan Term
Period of time in months from
the beginning of loan amortization until maturity.
Maximum
Claim Amount
The lesser of:
•
appraised value,
•
maximum mortgage allowed by FHA under Sec. 305(a)(2) for a single family home in the area, or
•
the sales price of the property being purchased for the sole purpose of being the principal residence.
Initial (upfront) mortgage insurance premium is based on this amount.
Note: Only applicable to HECM cases.
MIC Cancel Date
Date the Mortgage Insurance Certificate (MIC) issued for the case was canceled. Note: This field is only displayed to HUD personnel.
Mortgage
Amount
Amount of the principal obligation stated on the mortgage (or other security instrument);
dollar value of the mortgage insurance to be issued for the property. Includes
upfront mortgage insurance premium (UFMIP), if upfront MIP is financed. Note: Not applicable to HECM cases.
NOR
Comments
Notes entered by the HUD Homeownership
Center (HOC) regarding the Notice of Return (NOR) issued for the case. (Only applicable to non-endorsed cases.)
NOR Date
Date a Notice of Return (NOR) was issued for the mortgage (case). The mortgage cannot be endorsed for FHA insurance without further updates that resolve the NOR findings.
NOR Reasons
Three-character code for the
reason the Notice of Return (NOR) was issued for the case. Note: Only applicable to non-endorsed cases.
NOR Resubmission Date
Date a Notice of Return (NOR) was issued again for a case that was was resubmitted for FHA insurance after having a prior Notice of Return (NOR) issued.
Original Property
Value
Appraised value or sales price of the property under the prior FHA-insured mortgage,
whichever was used in the original loan-to-value calculation. (Only
applicable to a refinance case not requiring an appraisal or for which an appraisal
has not been recorded.)
Originator Name
Name of the FHA-approved lender that originated the mortgage or FHA-approved lender (principal) that designated another FHA-approved lender to serve as its agent in originating the mortgage and link to lender details.
Preprocessing
Reject
Three-character code indicating the appraisal information submitted is incomplete. Note: Only
applicable to non-endorsed cases.
Principal Reductiona
Payment made by the lender to reduce the principal balance in order to meet FHA insurance requirements. Typically, this occurs when the lender closes a loan in an amount higher than permitted by FHA requirements. The lender can pay down the principal balance or reclose the loan to the insurable amount. Note: Not applicable to HECM cases.
Prior Case Partial Claim Amount
For an FHA-to-FHA refinance, this is the partial claim amount for the prior FHA-insured mortgage (case) retrieved from the Single Family Insurance System-Claims Subsystem (CLAIMS/A43C). If a partial claim does not exist, N/A is displayed. Note: This field is only displayed to HUD personnel and users of the lender holding the new mortgage.
Prior Case Partial Claim Exists?
For an FHA-to-FHA refinance, this specifies whether a partial claim exists for the prior FHA-insured mortgage (case) per the Single Family Insurance System-Claims Subsystem (CLAIMS/A43C) (i.e., Claim Type 33, and Status Code 1 or 2).
Prior
Loan Before 7/1/91?
Indicator establishing whether the closing date of the prior FHA-insured mortgage
was before 07/01/91. Note: The rules for risk-based mortgage insurance premiums
changed as of this date. Note: Only applicable to refinance cases.
Prior Originator Name or Prior Sponsored Originator Name
Name of the prior FHA-approved originator or sponsored originator for the case and link to lender details (if available). Note: This field is only displayed to HUD personnel.
Prior Sponsor/Agent Name
Name of the prior FHA-approved sponsor or agent for the case and link to lender details (if available). Note: This field is only displayed to HUD personnel.
Property Address
House number, street name, city, state, and zip code of the property (including
unit number, if applicable).
Refi
Auth No
Unique number indicating approval to refinance the prior FHA-insured mortgage; consists of a five-character authorization number and eight-character
date (yyyymmdd). Note: Only applicable to refinance cases.
Sponsor/Agent Name
Name of the FHA-approved lender acting as a sponsor or agent for the mortgage originator and link to lender details.
Sponsored Originator Name
Legal name of the mortgage banker or broker that originated the mortgage and was established as a sponsored originator by an FHA-approved lender.
TOTAL Score Date
Date FHA TOTAL Scorecard was used by
the lender through an automated underwriting system (AUS) to evaluate the borrower's creditworthiness.
Uninsurable
Location
Insurability of the property based on its location, per the appraisal information
submitted.
Yes:
Property is not insurable. Examples: Flood plain or epidemic region.
Blank:
Property is insurable.
Note: Only
applicable to non-endorsed cases.
Uninsurable
Property
Insurability of the property based on its condition, per the appraisal information
submitted.
Yes:
Property is not insurable. Examples: Structural deficiency or unlivable.
Blank:
Property is insurable.
Note: Only
applicable to non-endorsed cases.
Upfront
MIP Received Date
Date information on the first upfront mortgage
insurance premium (MIP) payment was received by HUD's origination system, Computerized
Homes Underwriting System (CHUMS).
Upfront MIP Due
Total amount of upfront mortgage
insurance premium (MIP) required to endorse the case for FHA insurance. Note: For a HECM case, upfront MIP is also referred to as initial MIP or initial fee.
Upfront MIP Factor
Factor used to determine the amount of upfront mortgage insurance premium (MIP)
for the case (loan). For a 203(k) case, the factor displayed depends on whether (a) Appraisal Logging was processed, (b) Insurance Application was processed, or (c) insurance endorsement has occurred.
-or-
TBD: The upfront MIP factor is to be determined.
•
203(k) case: Appraisal Logging has not yet been processed.