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Underwriter Registry - Processing

The Underwriter Registry allows a lender to add, change, and/or terminate a DE underwriter's information in the National Underwriter File maintained using CHUMS. You must select one of the following:

• Add an underwriter: If the underwriter has not previously received an FHA-issued Underwriter ID number, the lender must add the underwriter using the Underwriter Registry in the FHA Connection.
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Change (update) underwriter information: A lender may change (update) any of the underwriter's information (except the Underwriter ID and Social Security Number) while the lender is listed as the underwriter's Current Employer.

If a lender hires an underwriter who has an FHA-assigned Underwriter ID and the underwriter's file had not previously been terminated, the lender should change (update) the underwriter's file by recording themselves as the Current Employer, as well as updating any other underwriter information as needed. If not otherwise specified, the previous employer will automatically be recorded as the Former Employer and the Termination Date will be one day prior to the newly entered Hire Date.

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If a lender hires an underwriter who had previously been assigned an FHA Underwriter ID but the underwriter's file was terminated for some reason, the lender must process a change, recording themselves as the Current Employer, as well as updating any other underwriter information as needed. This reactivates the underwriter's file.
• Terminate an underwriter: Only the lender who is listed as the underwriter's Current Employer may terminate an underwriter. This will change the underwriter's status in the Underwriter Registry and the National Underwriter File maintained in CHUMS from Active to Terminated.

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Add an underwriter

  1. On the Underwriter Registry page, click Add Underwriter (located below Select Function).

  2. Enter the following information (press Tab to get to the appropriate box):
    3. • Social Security No.: Type the underwriter's Social Security Number.
    • Underwriter Name: Type the underwriter's last name, first name, and middle initial in that order. Last and first names must be separated by a comma. Middle initial is optional.
    • Former Name: Type the underwriter's previous last name, first name, and middle initial in that order (if applicable).
    • Phone Number: Type underwriter's business telephone number, including the area code. Entry of this information is optional.
    • Email Address: Type the underwriter's business electronic mail address.
    • Confirm Email Address: Type the underwriter's business email address again for verification.
    • Attention Line: Type the name of the company or individual to which mail correspondence is directed. Entry of this information is optional.
    • Type the underwriter's business mailing address in the appropriate boxes. See Underwriter Registry - Field Descriptions for assistance if needed.
    • Current Employer: Type the five-character FHA ID of the lender for which the underwriter is currently employed.
    • Hired: Type the start date (mm/dd/yy) of the underwriter's employment with Current Employer.

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  3. Read the certification statement and type Y to certify that you have reviewed the underwriter's credentials and that they meet or exceed all DE underwriter requirements.

  4. Click Send to process. If there are no errors, the Underwriter Registry Results page appears. A message at the top of the page states: Underwriter registry request successfully completed. The FHA-assigned Underwriter ID number is provided in the Underwriter ID field.

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    If there is an error, the Underwriter Registry page appears with an error message at the top of the page that states:: Underwriter registry request not processed due to error(s). Below the message, the information you entered is displayed with the error fields noted in red. An Error(s) Detected message in the Details section at the bottom of the page describes the error. See Correcting Errors.

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Correcting Errors

Review the error information on the Underwriter Registry page.

Note: If the certification statement is not entered as Y, this error must be corrected before any other errors are identified on the page. Once this error is corrected, if there are any additional errors on the page, they will be identified accordingly.

  1. Use your browser's Back button to return to your previously completed Underwriter Registry page.

  2. Enter the correct information as needed.

  3. Click Send to process again.

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Change (update) an underwriter's file

  1. On the Underwriter Registry page, click Change Underwriter (located below Select Function).

  2. Enter the following required information (press Tab to get to the appropriate box):
    3. • Underwriter ID: Type the four-character FHA-assigned identification number issued to the underwriter.
    • Social Security No.: Type the underwriter's Social Security Number.
    • Read the certification statement and type Y to certify that you have reviewed the underwriter's credentials and that they meet or exceed all DE underwriter requirements. (DE underwriter requirements outlined in HUD Handbook 4000.1, I.B.3.)

  3. Enter the updated information as needed (press Tab to get to the appropriate box). See Underwriter Registry - Field Descriptions for assistance if needed.

  4. Click Send to process. If there are no errors, the Underwriter Registry Results page appears. A message at the top of the page states: Underwriter registry request successfully completed.

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    If there is an error, the Underwriter Registry page appears with an error message at the top of the page that states: Underwriter registry request not processed due to error(s). Below the message, the information you entered is displayed with the error fields noted in red. An Error(s) Detected message in the Details section at the bottom of the page describes the error. See Correcting Errors.

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Terminate an underwriter

  1. On the Underwriter Registry page, click Terminate Underwriter (located below Select Function).

  2. Enter the following required information (press Tab to get to the appropriate box):
    3. • Underwriter ID: Type the four-character FHA-assigned identification number issued to the underwriter.
    • Underwriter Name: Type the underwriter's last name or full name. If entering the underwriter's full name, type last name, first name, and middle initial in that order. Last and first names must be separated by a comma. The middle initial may need to be followed by a period.
    • Read the certification statement and type Y to certify that you have reviewed the underwriter's credentials and that they meet or exceed all DE underwriter requirements. (DE underwriter requirements outlined in HUD Handbook 4000.1, I.B.3.)

  3. Click Send to process. If there are no errors, the Underwriter Registry Results page appears. A message at the top of the page states: Underwriter registry request successfully completed.

    -or-

    If there is an error, the Underwriter Registry page appears with an error message at the top of the page that states: Underwriter registry request not processed due to error(s). Below the message, the information you entered is displayed with the error fields noted in red. An Error(s) Detected message in the Details section at the bottom of the page describes the error. See Correcting Errors.

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See Also

Underwriter Registry - Business Background

Underwriter Registry - Field Descriptions

Underwriter Registry Results - Field Descriptions

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Last revised: April 10, 2019