| The
HOC decides whether the insurance application is acceptable or not. Lenders participating
in the Lender
Insurance (LI) program can endorse their own cases for FHA insurance. |
 | Insurance
application is acceptable: The case is endorsed for FHA insurance and a Mortgage
Insurance Certificate (MIC) is issued electronically via the FHA Connection. This
serves as confirmation of the endorsement status of the case. Use MIC/NOR
List to view a list of cases that were recently endorsed. Use Mortgage
Insurance Certificate to view and print MIC information. (The MIC is not
mailed to the lender.) |
 | Insurance
application is not acceptable: The case is not endorsed for mortgage insurance
and is issued a Notice of Return (NOR). Use MIC/NOR List
to view a list of cases that were recently issued a NOR. Use Notice
of Return (or Case Query) to view case details and determine the reason
for the NOR. |
Prior Task