About HECM Insurance Application
  HECM Insurance Application - Accepted or Rejected?  
  Resolving a Notice of Return (NOR)  
 

If the insurance application is rejected, the case binder is returned to the lender. (Electronic Case Binder (ECB) lenders can use Binder Selection to view a list of requested case ECBs.) The Non-Endorsement Notice (form HUD-59100) is mailed to the lender's insurance endorsement address or NOR documentation can be obtained online using Notice of Return. To resolve a NOR:

bullet
determine the NOR reasons using Notice of Return or Case Query
   
bullet
update the case binder and resubmit
   
bullet
correct HECM Insurance Application and resubmit.

 
Topics
 
  Preparing to Use HECM Insurance Application  
  bullet Purpose  
  bullet HECM Insurance Application Authorization  
  bullet Information Sources  
  bullet Requirements  
  bullet Upfront (Initial) Mortgage Insurance Premium (MIP)  
  bullet Underwriters  
  Completing the HECM Insurance Application Form  
  bullet User Aids  
  bullet Tips for Entering General Information  
  bullet Tips for Entering Worksheet and Mortgage Information  
  bullet Tips for Changing Borrower
Information
 
  HECM Insurance Application - Accepted or Rejected?  
  bullet Determining Insurance Application Status  
  bullet Retrieving Mortgage Insurance Certificate (MIC) Information  
  bullet Resolving a Notice of Return (NOR)