The Lender Insurance (LI) program allows qualified lenders to endorse their own cases via FHA Connection, Insurance Application. Participation in the LI program requires the following.

	Lenders must meet LI eligibility requirements.
	Lenders must apply and be approved for the LI program.
	Employees of the authorized lender must be granted FHA Connection authorization to endorse FHA cases.
	Participating lenders must process and endorse for insurance all of the loans (except HECMS) that they originate or underwrite under the LI program.
	Case binders are not submitted to the Homeownership Center (HOC) except under specific circumstances.
	The LI lender can elect to send required case binders by mail, in paper format, or electronically. To send electronic case binders (eCBs), the lender's correct insurance status must be recorded in HUD's origination system by HOC personnel.
LI restrictions include:
		Lenders must have LI Reverse authorization to endorse HECM cases.
		Lenders with a preclosing status are not eligible to participate in the LI programs.