All cases must meet basic requirements before Insurance Application can be successfully processed. Additional requirements may apply depending on case type. (See also Endorsements by LI Lenders, Lender Insurance (LI) Requirements.)

Basic Requirements

	Borrower information must be complete and validated before endorsement.
	The mortgage credit analysis is completed and supports loan approval.
	Underwriter information must comply with HUD business rules. (See Underwriters.)
	The property must have a valid street address.
		If Address Validation Override was used during case number assignment, validate the correct street address.
		For a proposed construction case, replace the lot, block, plat address with a valid address. Use Borrower/Address Change.
Additional Requirements
	The appraisal, if required, must be performed and recorded in Appraisal Logging. (See WINK, Appraisal Logging.)
	Upfront mortgage insurance premium (UFMIP), if required, must be paid and have no outstanding late or interest charges. (See Upfront Mortgage Insurance Premium (UFMIP) Issues.)
	Final compliance inspection, if required, must be performed and recorded in Inspector Assignment.
	Some cases flagged for property flipping cannot be processed through Insurance Application. Contact the FHA Resource Center at 800-CALLFHA (800-225-5342) for assistance. (See WINK, Appraisal Logging, Property Flipping.)
	For a 203(k) Rehabilitation Mortgage Insurance case, Insurance Application cannot be accessed if any of these conditions exist:
		203k Calculator information is not in synch with Appraisal Logging information.
		An as-is appraisal is required and was not logged.
		Minimum Decision Credit Score for FHA TOTAL Scorecard falls within a different range than 203k Calculator, or either falls below 500.
		203k Calculator was not completed (applicable to a case assigned a case number on or after October 31, 2016).