There are three types of mortgage endorsement processing under the Lender Insurance (LI) program (see below). All processes begin with the LI lender using Insurance Application to endorse a case for FHA Insurance.

	Successful LI Endorsement (no case binder required)
		An electronic Mortgage Insurance Certificate (MIC) is available for viewing and printing using Mortgage Insurance Certificate.
		A case binder is not required (requested) by the FHA.
	Successful LI Endorsement (case binder is requested)
		An electronic Mortgage Insurance Certificate (MIC) is available for viewing and printing using Mortgage Insurance Certificate.
		The endorsed case is selected for post-endorsement technical review (PETR) or appraiser review, and FHA requests a case binder for review purposes.
		Note: The first five cases endorsed by a lender that is new to the LI program are automatically selected for PETR.
		Use Binder Selection to view a list of requested case binders or use Case Query to research a specific case.
	See Submitting Case Binders.
	LI Endorsement is Not Successful
		System edits reject the case endorsement and message(s) indicate to correct the information and resubmit.
			When the resubmission is successful, use Insurance Application to endorse the case.
			A case binder is not required.
	or,
		System detects a severe case warning.
			If possible, correct the deficiency and resubmit the Insurance Application to verify the information.
			The case can only be endorsed by the HOC and a case binder is requested. Use Binder Selection to view a list of requested case binders or use Case Query to research a specific case. See Submitting Case Binders.
			HOC personnel review the binder and either endorse or reject mortgage insurance for the case.
				Determine the status of the Insurance Application.
				If the HOC issues a Notice of Return (NOR) for the case, resolve the NOR.