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All appraisals performed for FHA-insured mortgages must be reported on one of the following appraisal reporting forms that are used for the Uniform Appraisal Dataset (UAD) 3.6, and submitted through the Electronic Appraisal Delivery (EAD) portal: |
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Uniform Residential Appraisal Report (URAR) (Note: Formerly referred to as Fannie Mae Form 1004.): Used for single family properties. |
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Restricted Appraisal Update Report (Note: Formerly referred to as the Appraisal Update and/or Completion Report, Fannie Mae Form 1004D.): A written update to the original appraisal. |
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Completion Report (Note: Formerly referred to as the Appraisal Update and/or Completion Report, Fannie Mae Form 1004D.): Used to verify the completion of any required property improvements. |
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Note: An appraisal may be extended up to 120 days from the effective date of the original appraisal. The Restricted Appraisal Update Report is completed for this extension period. For a manufactered housing property loan, see the FHA Single Family Housing Policy Handbook 4000.1 for guidance on extending the appraisal validity period. |
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You can search for the appraisal report forms using the HUDCLIPS link
in the footer of the FHA Connection.
After the appraisal is performed, the appraiser uses EAD to enter and transmit the information to HUD's single family mortgage insurance system, the Computerized Homes Underwriting Management System (CHUMS).
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